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Credit Repair - As long as you order your credit report directly from the credit reporting agency or through an organization authorized to provide credit reports to consumers, you will not have any issues.
Credit Repair - As you try to take control of your debt, be on the lookout for advertisements that offer quick fixes. While ads pitch the promise of debt relief, they rarely mention that this relief comes in the form of bankruptcy. Because bankruptcy stays on your credit report for 10 years and hinders your ability to get credit, its important to ask for details before agreeing to any debt-relief services.
Credit Repair - At that time dealing with merchants on the Internet, they must practice common sense or be security conscious. Should they fall victim to Internet identity theft, they must take action to protect their self immediately.
Credit Repair - At that time they do a balance transfer, they should close out the old credit reports account immediately. Doing this will curb their spending, ensuring that they do not become deeper in debt.
Credit Repair - At the moment, the only consolation for the accountant is that although they will be concerned by the theft of their identity, and will inevitably be asked to prove their lack of involvement with the fraudulent company, it is highly unlikely that they will ultimately be held liable. The loss will ultimately fall upon the company that offered credit to the fraudulent company based on the strength of its financial statements.