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Sites offering FREE credit reports
> Free Credit Report from Credit.com
> Free Credit History and Score from Consumer Info
NOTE: Free reports are brief and are usually from only one Credit Bureau.

Paid Reports
> Equifax 3-in-1 Credit Report
> Full Credit History from ALL three credit bureaus in one place.

Credit Repair & Debt Counseling
> Debt Consolidation

Personal Loans
> Personal Loan Site

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Online Credit History - ARM loans prove useful to borrowers who own a lot of equity on their home. ARM loans relieve a borrower from heavy monthly payments, or provide them the flexibility to choose the kind of payment to made every month. These loans had a fixed amount of minimum payment to be made every year to 5 consecutive years.

Online Credit History - As soon as you suspect your identity has been compromised through Internet identity theft, contact the service provider. Next, get in touch with your credit card issuer and immediately close your account. Your credit card company will be only too happy to issue you new cards with a different account number. Ensure that your old account contain the notation "closed at consumer's request" so that there will be no harmful consequences to your credit score. Follow up all verbal communication with your credit card company in writing so you have a hard copy record of the transaction.

Online Credit History - Ask for a Better Rate – Once you have been a credit card customer for a few months call them and ask for a better rate. They won’t laugh at you, they get hundreds of these calls every day and if you’ve been a good customer it usually will work. Credit card companies work hard to obtain you as a customer and they will work hard to retain you.

Online Credit History - At that time interest rates were low, it might be a good time to convert an adjustable rate mortgage to a more stable fixed rate loan which will lovely save the borrower money over time.

Online Credit History - At that time they had money enough to pay off their debt, there’s entirely no reason to keep it. Debt is to people who don’t had the money, or need to borrow it. Debt costs money, or savings made money - they want as much of their finances as achievable to be savings, not debts.

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